Website use

Terms & Professional Disclosures

Important conditions and professional limitations that apply when you use this public website.

Effective September 23, 2026

Agreement to these terms

By accessing this website, you agree to these Website Terms and Professional Disclosures. If you do not agree, do not use the site. These terms apply only to the public website; any professional services are governed by a separate written engagement agreement.

General information—not professional advice

Website content is provided for general informational purposes. It is not accounting, tax, legal, investment, financial, or other professional advice and should not be relied on for a specific decision. Laws and guidance change, and content may not reflect the most current developments. Consult qualified advisers who can evaluate your facts and jurisdiction.

No client or fiduciary relationship

Viewing the site, sending an inquiry, or receiving a response does not create an accountant-client, adviser-client, attorney-client, fiduciary, confidential, or other professional relationship. Neppalli accepts a client only through a written engagement agreement signed by authorized parties. Do not delay required filings, payments, appeals, or other deadlines while waiting for a response.

Professional services and jurisdictions

Descriptions of services—including financial planning—are illustrative and do not promise that a particular service, professional, license, or engagement is available in every jurisdiction. Services are offered only where permitted and are subject to conflict checks, client acceptance, scope, staffing, applicable professional or regulatory requirements, and a written agreement. Past experience and examples do not guarantee a particular result.

Confidentiality and electronic communications

The public inquiry form is not a secure client portal. Information submitted before a formal engagement may not be treated as client confidential or privileged, except as required by applicable law. Do not send tax returns, Social Security numbers, taxpayer identification numbers, credentials, or sensitive financial records through the site. Electronic communications can be delayed, intercepted, corrupted, or misdirected.

Permitted use

You may use the site for lawful informational and business-inquiry purposes. You may not interfere with site operation; attempt unauthorized access; introduce malicious code; scrape or harvest information at scale; impersonate another person; submit unlawful, deceptive, abusive, or unsolicited promotional content; or use site content in a way that infringes another party’s rights.

Intellectual property

The site’s design, text, graphics, logos, and other content are owned by Neppalli or used with permission and are protected by applicable intellectual-property laws. You may view and print reasonable portions for personal, noncommercial evaluation of Neppalli’s services. No other license is granted.

Third-party links and services

Links to Factor or other third-party sites are provided for convenience. Third parties control their own sites, content, security, availability, and privacy practices. A link does not imply responsibility for or endorsement of all third-party content.

Disclaimers and limitation of liability

To the fullest extent permitted by law, the site is provided “as is” and “as available,” without warranties of accuracy, completeness, merchantability, fitness for a particular purpose, noninfringement, availability, or security. To the fullest extent permitted by law, Neppalli and its personnel will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, lost profits, lost data, or business interruption arising from use of or inability to use the public site.

Some jurisdictions do not permit certain exclusions or limitations, so parts of this section may not apply to you.

Changes and applicable law

We may update the site and these terms. Changes apply when posted with a revised effective date. These terms are governed by applicable United States law and the laws of the State of New Jersey, without regard to conflict-of-law principles and without overriding non-waivable rights you may have under another jurisdiction’s law.

Contact

For questions about these terms, email ask@neppallico.com. For a potential engagement, use the contact form.